SIP Calculator - Mutual Fund Returns
Calculate the future value of your Systematic Investment Plan (SIP) instantly. Our free SIP Calculator helps Indian investors project mutual fund returns securely and privately in their browser.
What is the SIP Calculator?
A Systematic Investment Plan (SIP) is one of the most popular ways for Indian retail investors to build wealth through Mutual Funds. This calculator uses the complex compound interest formula to project exactly how much your monthly investments will grow over time, given an expected rate of return. Unlike bank websites that may track your financial inputs for marketing purposes, our SIP Calculator runs entirely on client-side JavaScript. This means your financial goals, investment amounts, and expected returns are never sent to a server, guaranteeing absolute financial privacy.
Why Use Our SIP Calculator?
- Accurate Wealth Projection: Calculates total invested amount versus wealth gained.
- Interactive Sliders: Instantly adjust monthly amounts and tenures to see real-time changes.
- 100% Financial Privacy: Your investment data never leaves your device.
- Visual Charts: Clearly see the power of compounding over time.
How to Use the SIP Calculator
Enter your monthly SIP investment amount (in INR).
Set your expected annual return rate (e.g., 12%).
Enter your investment duration in years.
Instantly view your projected maturity amount and total wealth gained.
Frequently Asked Questions
It uses the standard mathematical formula for future value of an annuity. However, mutual fund returns are subject to market risks, so this is a projection, not a guarantee.
No. We believe financial planning should be private. All calculations happen entirely in your browser memory.
This basic calculator projects nominal future value. You should mentally discount the final amount by the average inflation rate to understand real purchasing power.
All file processing is performed locally in your web browser. We do not upload, store, or view your data.