Salary Calculator - In-Hand Pay Estimator
Calculate your exact monthly in-hand salary from your CTC. Our free Salary Calculator estimates PF, Professional Tax, and basic deductions locally in your browser for total financial privacy.
What is the Salary Calculator?
When negotiating a job offer in India, the 'Cost to Company' (CTC) figure is often vastly different from the actual money deposited into your bank account every month. The Salary Calculator helps bridge this gap. By estimating standard deductions like the Employee Provident Fund (EPF), Professional Tax (PT), and basic income tax withholding, this tool gives you a realistic estimate of your monthly take-home pay. All calculations are executed via client-side JavaScript, ensuring your job offer details remain completely private.
Why Use Our Salary Calculator?
- CTC to In-Hand: Instantly converts an annual CTC figure into a monthly take-home estimate.
- Deduction Breakdown: Estimates standard EPF and tax deductions.
- Total Privacy: Your salary data is never transmitted to external servers.
- Instant Adjustments: Change your inputs to see real-time updates.
How to Use the Salary Calculator
Enter your annual Cost to Company (CTC) figure.
Adjust the assumed percentage of basic salary if your structure is non-standard.
The tool instantly estimates your EPF and standard monthly deductions.
Review your projected monthly in-hand salary.
Frequently Asked Questions
No, it provides a strong estimate. Exact in-hand pay depends on your company's specific allowances, HRA structures, and your chosen tax regime.
Absolutely. The calculator processes everything locally in your web browser. We do not store or collect your financial data.
Yes, the tool assumes the standard practice where both employer and employee EPF contributions are deducted from the overall CTC.
All file processing is performed locally in your web browser. We do not upload, store, or view your data.